The platform's official disclosure describes five stages: collecting documentation from the developer, verifying it is complete and consistent and that the promoters have no criminal record, review by an internal evaluation committee, approval by the board of directors, and publication. The customer-facing version is simpler: a sourcing team finds deals, assesses feasibility, and publishes the project with its projected return. Nothing quantitative is published - no loan-to-value limit, no minimum developer equity or track record, no acceptance rate - and no risk grade is given; the interest rate is the only signal of risk. The document describing all this has not been revised since December 2023.

Very little is published. Investors receive periodic project updates, and the platform describes a liquidation preference giving investors priority repayment of capital and interest - but with no detail on how it ranks against any bank lending on the project, and no security backing it. The terms make clear that recovery costs in a failure fall on investors, and a help-centre article on developer insolvency exists but its content is not accessible. There is no published arrears policy, no extension or workout procedure, and - most importantly - no public record of whether any project has ever been late, extended or defaulted.

No scandal, regulatory warning, sanction or complaint thread was found - searches on the usual Italian scam and complaint terms returned nothing, and Consob has published no measure against the platform. Trustpilot shows 4.9 out of 5 from 253 reviews with about 95% five-star, as reported in mid-August 2026. Interpret the score carefully: with projects averaging 14 months and only 38% of raised capital returned so far, many reviewers cannot yet have completed a full investment cycle, and the platform channels users to Trustpilot from its homepage. The real cautions are structural rather than reputational: no default disclosure despite an EU-rules obligation to publish one, a transparency rating of two stars out of five from industry body Eurocrowd, an uncorrected '1040% return' typo in its own press summaries, and the disclosed Bank of Italy restriction on its payment provider Lemonway.

Investing is free: the terms state no costs or charges apply to investors for subscribing, and the platform earns from the developers instead (their fee schedule is unpublished). Two exceptions are named in the terms: any charges under your separate payment-account contract with Lemonway, and recovery expenses if a project fails and enforcement is needed - both unquantified. The tax treatment could not be verified: the help-centre article on taxation was unreachable, so whether the platform withholds Italian tax at source or investors must declare it themselves remains unclear. Ask the platform directly before investing

The founders are young entrepreneurs rather than property-credit veterans: co-founder and CEO Armando Perrone comes from commercial negotiation and sales; COO Davide Cozzali co-founded the platform with him; CFO Claudio Rossi is described as an international entrepreneur (the platform's claim that his companies generate EUR 1 billion in revenue could not be verified). Antonino Galloni, a former state auditor of 16 years, serves as internal auditor, and two investor managers handle clients. The register shows just five employees as at 2026 - fewer than in 2023 despite volumes growing five-fold - and no named individual is presented with a background in property lending, credit risk or loan workouts.